Job Summary Reviews, underwrites, and conditions a variety of loan products including FHA, VA, and conventional loans. Reviews applications and corresponding documents for accuracy and suitability. Interprets Automated Underwriting System (AUS) requirements and utilizes investor, agency, and internal guidelines to perform essential job duties. Duties and Responsibilities Reviews and approves AUS case files for accuracy, completeness, and issues initial approval. Manually underwrites conventional and government loan products when required. Calculates income for borrowers with variable, self‑employed, etc. as needed. Makes determinations on suitability and accuracy of loan documentation for both loan approval and satisfaction of applicable conditions. Researches agency and investor guidelines to ensure compliance with underwriting standards. Communicates with branch employees regarding questions, concerns, and corrective actions for unacceptable loans. Discusses recommendations and alternatives for solving difficult loans with the Underwriting Manager. Requirements Minimum Education and Experience Associate's degree (A.A.) or equivalent in specialized training from a two‑year college or technical school combined with one to three years of related experience and/or training; knowledge and understanding of mortgage underwriting terminology and guidelines. Direct Endorsement (DE) designation, Certification of Delegated Underwriter preferred. Skills and Abilities Ability to research and evaluate given information relative to underwriting guidelines and lender requirements. Good customer service focus with an eye for detail. Excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization. Work Conditions On‑site. Weekend work may be required. Benefits M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, profit sharing plan, employee stock purchase plan, employee home purchase plan, and more. EEO Statement We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug‑free workplace and perform pre‑employment substance abuse testing. Seniority Level Entry level Employment Type Full‑time Job Function Finance Industry Construction #J-18808-Ljbffr M/I Homes, Inc.
...opportunity of your dreams, only to find yourself boxed in a cubicle doing legal research and drafting documents for client facing attorneys? Does that internal flame which propelled you to attain, accomplish, and achieve still exist? Dont waste another second! Seize...
Staff Audit Accountant for CPA Firm in Columbus Ohio- Hybrid Remote! This Jobot Job is hosted by: Jade Greenlee Are you a fit? Easy Apply now by clicking the "Apply" button and sending us your resume. Salary: $60,000 - $75,000 per year A bit about us: ...
...Hiring: Part-time Research Study Personnel (Pay up to $790/wk.) Due to demand, we are now... ...looking for temporary, remote, part-time work. The hours are flexible and no previous experience... ...needed if you choose to work from home. No minimum hours. You can do this...
...Overview We are in the business of Default Services and are looking for a Title Examiner who will find a career home with us. This non-exempt role is for someone who enjoys working independently in a fast-paced environment as you will be responsible for searching...
...Take on a prominent position in the Surgical Processing Department. Incumbent will perform duties as a Sterile Processing Tech II including decontamination and/or... ...~6 months or more of Sterile Process Tech experience qualifies for SPD Tech 2 Per Diem Title \n...